How a pension performs financially is all important, it’s that which defines how much you end up drawing in your retirement. But the fact is, you should never leave your pension pot until the day you retire. You should look at it, see how it’s performing and where necessary make changes.
At Sirius Financial we can help you make those changes because an under-performing Personal Pension can end being a big shock when the day comes to draw it down. We offer a Pension Transfer service which makes sure that whatever pension investment you’ve made to date, starts working harder on the day it’s transferred over. This will make sure that you get the very best possible performance from an investment that you’ve been nurturing for some time.
In addition to performance, there are also various other reasons why you may wish to look at a Pension Transfer. You have a pension that’s linked to a job that you no longer have, the pension itself may have been wound up or may simply want to combine more than one pension that you already have.
Pensions aren’t something that you should set up and never touch. You have to monitor them over time to get an accurate picture of how they’re performing. That’s what we do at Sirius Financial, so if you do want to talk about how we can help improve your existing pension by transferring it, then get in contact.
The value of investments can fall as well as rise and you may not get back the amount originally invested.